Years Experience
Trusted Financial Solutions Since 1989
Premium Financial
Solutions
For Modern India
Transparent loan support, flexible EMI planning, and customer-first financial guidance tailored for individuals and businesses.
Empowering
Every Ambition
Trusted by salaried professionals, business owners, and property investors across India.
Mahindra General At A Glance
Our Corporate Trust In Numbers
Happy Customers
Disbursed Loans
Approval Process
Our Company Profile
Empowering futures, building trust.
Mahindra General Finance Ltd is a trusted financial services company committed to transparent, reliable and customer-focused financial solutions since 1989. With decades of industry experience, we continue to support individuals and businesses through accessible financing, professional service, and long-term customer relationships.
Our Commitment
Ethical, efficient and customer-centric financial support with long-term relationships at the center of every service.
Our Vision
To become a trusted and leading financial institution delivering accessible and innovative financial solutions.
Our Mission
To empower customers with reliable, transparent, and customer-centric financial services that support growth and financial confidence.
Our Core Values
Integrity
Transparency
Commitment
Satisfaction
Reliability
Growth
Loan Products Overview
Smart financial solutions for every need
Personal Loan
Support for education, travel, home renovation, debt consolidation and emergency needs with simple repayment visibility.
- Pay slip based
- ITR based
- Minimal documentation
Property Loan & LAP
Property-backed finance for planned personal or business needs with clear eligibility, ownership and repayment documentation.
- Residential or commercial
- Up to 20 year tenure
- Transparent processing
Education Loan
Customized education finance for studies in India and abroad, including tuition fees, accommodation and related expenses.
- India and overseas studies
- Professional courses
- Flexible repayment options
Business & Project Loan
Growth-focused funding for entrepreneurs, working capital, machinery, inventory and project execution needs.
- MSME and business support
- Project documentation
- Guided verification
Why People Choose Us
Supporting your growth, every step forward.
Our brochure highlights a simple promise: competitive rates, refundable file-charge policy guidance, clear fee structure, customer relationships and committed service.
Competitive Interest Rates
Cost-effective financial solutions with transparent rate discussions and repayment planning.
Transparent Fee Structure
Clear policies and charges explained before processing so customers know what to expect.
Minimal Documentation
Simplified paperwork with practical guidance for a smoother loan enquiry experience.
Simple EMI Structure
Easy repayment planning designed to maintain financial stability and confidence.
Strong Customer Relationships
Professional support built on trust, communication and careful financial guidance.
EMI Calculator
Estimate repayment before discussion
Estimate your monthly EMI with our uniform 5% flat annual interest rate, applicable across all loan products and for all customers.
Estimated EMI
₹10,417
Client Stories
Realistic support for real financial needs
"The process was explained with patience. I understood the documents, EMI structure and expected timelines before moving ahead."
Arjun
Nair
Business Loan
Customer
"Property loan guidance was practical and transparent. The team helped me prepare ownership and financial documents properly."
Vikram
Reddy
Property Loan
Customer
"The education loan discussion was clear, especially around repayment options and the documents needed for verification."
Meera
Krishnan
Education Loan
Customer
Frequently Asked Questions
Answers before you enquire
Usually within 48 working hours once all documents are submitted and verified.
Yes, the processing fee is fully refundable if the loan is not disbursed.
We offer a highly competitive flat interest rate of 5% per annum across our entire loan portfolio.
Yes, foreclosure and pre-payment are fully allowed anytime after 180 consecutive days (6 months) with no prepayment charges.
An EMI bounce will attract advance EMI recovery and applicable penalty bounce charges as per company policy.
Yes, existing customers with a clean repayment history of 6+ consecutive EMIs are eligible for top-up loans up to twice their current loan amount.